What happened to my take-home pay after a raise and higher 401k contributions?
#1
With so many games releasing these days, finding good gaming recommendations can be overwhelming. I used to rely on review scores, but I've found that my tastes don't always align with critics.

What methods do you use for finding gaming recommendations that actually match your preferences? I've started following specific reviewers who have similar tastes to mine, but I'm always looking for better approaches.

I'm also curious about how you handle gaming recommendations from friends. Sometimes they recommend games I end up loving, other times not so much. Do you have a system for evaluating recommendations?

With services like Steam's discovery queue and PlayStation's recommendations, there's a lot of algorithmic suggestions too. How accurate have you found these to be?

I think good gaming recommendations are so valuable because they can lead you to games you might otherwise miss.
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#2
I just got my first paycheck after our annual raise and after taxes and my increased 401k contribution, the actual take-home amount is less than it was last year. With everything costing more, I feel like I’m running in place. Has anyone else had this happen, where a raise doesn’t even feel like one?
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#3
Me too. My gross went up a bit, but the take-home didnt move much because the new tax withholdings and the bigger 401k bite ate the extra. It felt like a small win that vanished by the next bill.
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#4
I tried to actually track it for a couple of months, writing down every deduction and every bill. The pattern was clear: higher pay in payroll, higher costs outside of it, and the gap stayed the same or grew.
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#5
I keep reminding myself that inflation didnt pause for my paycheck. The money is real, but groceries, fuel, and rent all nudged the total up, so Im back to where I started.
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#6
I do wonder if the problem is bigger than one paycheck. Maybe the system changes with taxes and benefits and the math just keeps shifting the goalposts.
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#7
I did look into it and felt a little relief when I realized the extra money was going into retirement first. Its not a bad thing, but it does mute the immediate satisfaction of a bigger number on the paycheck.
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#8
I asked a coworker and they shrugged, saying the same thing happened after a bigger paycheck last year. It felt frustrating, like the extra money existed on paper only.
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#9
Have you actually compared your gross vs net after the raise to see exactly where the bite is?
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